I paid off 2 of my 4 unsecured debts, my Signature loan and my Credit card both through my credit union, leaving me with just 2 more debts to pay with my tax refund. I am so happy, I will have fewer bills to pay,less stress, and more disposable income each month. CreditKarma.com predicts that my FICO score will jump up 50 points to 700 when they're all paid, which means that next time I need to take out credit I will get a better rate and much less hassle.
By having fewer monthly expenses the idea of Luke and I getting our own place is starting to become a reality. I am going to use some of the left-over refund, after I buy clothes, to buy household items. I'm so very excited.
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