I maybe the only human being in America who absolutely loves tax season, it fills me with so much hope.
You see, although I work very hard I don't make much money, I literally live paycheck to paycheck... Yikes! However, that is my fault because I took on a lot of unnecessary debt, so this year my resolution is to be debt free, except for my car loan, by January 2009.
Where does tax season figure into all this you may be asking?
Well as I said, I don't make much money.. less than 20k per year...and I also have a child which means I will receive the Earned Income Tax Credit this year! I am expecting a refund of about $3000 for the tax year 2008, enough to pay off almost all of my debt!
I will use my entire tax refund to pay off my debts and what isn't covered by the refund will *fingers crossed* be paid off by June, which theoretically means I could go to working only part-time and be financially just fine. I would love to be at home with Luke more and *maybe* start taking some college courses.
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